Alpharetta Uber and Lyft Accident Attorneys
HS Law represents injury victims in Alpharetta and the Greater Atlanta area who have been involved in an Uber, Lyft, or other ride share service accident.
Many people enjoy using ridesharing companies, like Uber or Lyft. It is often a convenient and inexpensive way to get around town. But what happens if your Uber or Lyft gets into an accident? HS Law can help you gain compensation for medical costs and lost wages. Call us at 404-400-1175 for a free consultation to address your case.
Ridesharing in Alpharetta
Ridesharing companies like Uber and Lyft have had a large spike in popularity in recent years. Their business models are pretty simple; drivers sign up with Uber or Lyft as independent contractors and upon approval, they are given access to the software that connects them to passengers. All transactions and activities are done through that software, including requested rides from riders and the exchange of money. This system is very convenient and simple to use, which explains the sudden increase in use. However, accidents can happen.
Call HS Law for Help
Dealing with ridesharing accident cases involve many detailed policies and rules that can often get confusing, especially in the midst of a traumatic accident. If you were involved in an Uber or Lyft accident, we urge you not to go through this process alone. Please call us at 404-400-1175 for a free consultation so that we can ensure you are taken care of appropriately.
Uber and Lyft Passenger Rights
To protect your rights and make an injury claim following an accident while in an Uber or Lyft, you must get to the bottom of what happened. This is one of the many reasons it is very important to hire a lawyer immediately. We will conduct a detailed investigation. First, we will send ‘preservation letters’ in order to preserve evidence. Specifically for Uber or Lyft, we need to find out if the driver was in the scope of his or her job duties as a rideshare driver. This will help determine the coverage that you may get as the passenger.
Tips following a rideshare accident
- The first step in any vehicle accident is to immediately call the police. They need to make a formal report to record the accident.
- Record the make and model of all of the vehicles involved in the accident, including license plate numbers.
- Get the names of all parties involved in the accident, and phone numbers if possible.
- Take a lot of photos
- Note the condition of your Uber or Lyft driver
Understanding the Insurance Policies of Uber and Lyft
Uber and Lyft both have insurance policies that can come into play in the event of an accident involving one of their drivers. These policies are designed to cover not only the drivers and their passengers, but also third parties such as pedestrians, cyclists, and drivers of other vehicles.
1. When the App is Off
If an Uber or Lyft driver is not logged into their respective app and is driving for personal reasons, their personal auto insurance will be the primary coverage in the event of an accident. This means if you are injured in this scenario, the driver’s personal insurance policy would be the first place to look for coverage.
2. App is On, But No Active Ride
When the driver is logged into the app but has not yet accepted a ride request, both Uber and Lyft provide limited liability coverage. This coverage can extend to accident victims if the driver’s personal insurance does not provide sufficient coverage.
3. During an Active Ride
The most thorough coverage comes into play when the Uber or Lyft driver is on an active ride or on the way to pick up a passenger. In such cases, both companies provide a $1 million liability insurance policy that cover property damage and injuries to third parties.
If the Uber or Lyft driver did not cause the crash but the driver who caused the crash has no car insurance (or minimal car insurance), Uber or Lyft may nevertheless provide insurance coverage (known as underinsured/uninsured motorist coverage). Hiring an Uber and Lyft accident lawyer is important to make sure that you are getting taken care of through a situation like this. Call HS Law for a free consultation at 404-400-1175.
Uber and Lyft Driver Rights
If you are an Uber or Lyft driver, it is important for you to know your rights. You may still benefit from your company’s insurance.
Your company’s insurance provides coverage to you if another driver is at fault and that driver is uninsured. This coverage is known as ‘uninsured’ or ‘underinsured motorist coverage’. However, it is important to note that you are not automatically qualified.
Three criteria to receive benefits from your insurance coverage
- First, you must prove the other driver was at fault.
- Second, you must prove that you were in the scope of your employment with Uber or Lyft when you were hurt.
- Lastly, you must prove your damages (property, injuries, medical bills, pain and suffering, and/or lost wages).
We urge you not to go at this alone and hire an experienced Uber or Lyft lawyer. Give us a call at 404-400-1175 to start your free consultation.
Just like for passengers, Uber and Lyft carry insurance policies with $1 million in liability coverage while a driver has a passenger. This only applies if the driver has his or her app on and a ride was requested and accepted through the app. Your company’s insurance policy for rideshare accidents will not provide emergency roadside assistance, rental car reimbursement, or medical payments coverage.
However, there are private insurance companies that sell supplemental coverage for these items. If you drive for a rideshare company, we strongly encourage you to look into one of these supplemental policies. We urge you not to go at this alone and hire an experienced Uber or Lyft lawyer to help you through the process. Give us a call today to start your free consultation.